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In the Roman Catholic faith, a scapular is indeed a piece of cloth or a medal worn around the neck. Specifically, it consists of two pieces of fabric connected by a cord and is often seen as a symbol of devotion to the Virgin Mary or a particular saint. Scapulars are typically associated with specific promises of spiritual benefits and protection. For example, the Brown Scapular of Our Lady of Mount Carmel is one of the most well-known types associated with Marian devotion and the Carmelite Order. The wearing of a scapular signifies a commitment to the faith and can also serve as a reminder of religious teachings and duties.

The other options, while related to various aspects of Catholic practice and symbolism, do not accurately define a scapular. For example, liturgical garments are specific types of clothing worn during services, symbols of clergy’s authority refer to items like stoles or insignias, and decorative items for altars are not representative of what a scapular is. Thus, understanding the correct role of a scapular enhances one's grasp of its significance within Catholicism.

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